User Data Protection Policy
Kadyan Paygate India OPC Pvt. Ltd.
1. Introduction
Kadyan Paygate India OPC Pvt. Ltd. ("Company") is committed to safeguarding the privacy and security of user data. This User Data Protection Policy outlines how we collect, use, store, and protect Personal Information in compliance with applicable data protection laws and industry standards.
2. Data Collection Principles
We collect only the necessary data required for delivering our services. All data collection is based on:
• Consent
• Contractual necessity
• Legal obligations
• Legitimate business interests
3. Types of Data Collected
• Personal Identifiable Information (PII): Name, contact details, ID proofs
• Financial Data: Bank details, transaction records
• Usage Data: IP address, device information, access logs
• Compliance Data: KYC/KYB documentation, regulatory records
4. Data Usage & Purpose
Your data is used for:
• Service delivery and transaction processing
• KYC/AML compliance checks
• Enhancing platform security and user experience
• Communication and service notifications
• Legal and regulatory compliance
5. Data Storage & Security
We employ robust security measures including:
• End-to-end encryption
• Secure cloud infrastructure with access controls
• Regular security audits and vulnerability assessments Data is retained only as long as necessary for business or regulatory purposes.
6. Data Sharing & Third-Party Access
We do not sell your data. Data may be shared with:
• Financial institutions for transaction processing
• Regulatory bodies for compliance
• Service providers under strict confidentiality agreements
7. User Rights
Users have the right to:
• Access their Personal Data
• Request correction of inaccurate data
• Withdraw consent for non-essential processing
• Request deletion of data, subject to legal retention policies
8. Breach Notification
In the event of a data breach, affected users will be notified within 72 hours, along with measures taken to mitigate the impact.
9. Policy Review & Updates
This policy is reviewed periodically and updated as necessary to reflect changes in regulations, technology, or our operational practices. Users are advised to review this policy regularly.
10. Grievance Redressal
For data protection-related concerns, contact:
Name: [Data Protection Officer Name]
Email: dpo@kadyanpaygate.com
Phone: [DPO Phone Number]
Grievance Portal: https://kadyanpaygate.com/grievances